We believe Owning is way better than Renting!
Home ownership has been proven to create stronger families and benefit communities by fostering stability and economic growth. For many families, navigating through the qualification and purchase process can be complex, frustrating, and intimidating.
Many face barriers that prevent them from achieving their goal of owning a home.
These barriers include:
These barriers include:
- Insufficient income. A low household income will keep you from qualifying for a mortgage. We work with you to develop a customized plan to increase your income so that you can qualify for the purchase of your dream home.
- Funding. To qualify for a mortgage, you have to have money for the down payment and costs of the purchase. We have a unique savings program that helps you follow a budget ensuring you have the funds needed to buy your dream home.
- Bad Credit. Your credit profile must be good to qualify for a mortgage. We create a specific plan to address your credit so that you can qualify for the purchase of your dream home.
- Debt. Too much debt will keep you from qualifying for a mortgage. We have a proven system for paying off and eliminating your debt so that you can qualify for for the purchase of your dream home.
- A Plan. If you think buying a home will just happen on it's own, think again. You need a plan and someone to help guide you through the process. We provide you with both a customized plan and the general resources needed to pull it all together.
Statistics show that nearly 76% of the renting population has less than perfect credit or credit related challenges, holding them back from being able to qualify for a mortgage to purchase a home.
How can you go from renting to home ownership with bad credit? The answer is ...YOU CAN'T.
There are a multitude of factors that you need to consider in order to purchase a home. You need a specific credit score yes, but you also need to prove to the bank that you have a stable job, a proven track record of paying your bills on time and your debt must be manageable.
Knowing is half the battle. Even if you knew how to fix the credit issues, manage your credit profile and debt to income ratio, doing the work and sticking to it can be harder than you think.
You need an accountability partner. You need our advising system to help you stay accountable to the process.
If you continue to make poor financial decisions then you will NEVER BE IN A POSITION TO OWN A HOME. Our program is all about teaching you how to address issues from credit to money management and everything in-between.
How can you go from renting to home ownership with bad credit? The answer is ...YOU CAN'T.
There are a multitude of factors that you need to consider in order to purchase a home. You need a specific credit score yes, but you also need to prove to the bank that you have a stable job, a proven track record of paying your bills on time and your debt must be manageable.
Knowing is half the battle. Even if you knew how to fix the credit issues, manage your credit profile and debt to income ratio, doing the work and sticking to it can be harder than you think.
You need an accountability partner. You need our advising system to help you stay accountable to the process.
If you continue to make poor financial decisions then you will NEVER BE IN A POSITION TO OWN A HOME. Our program is all about teaching you how to address issues from credit to money management and everything in-between.
Consider your options
You could see a real estate agent. They would most-likely ask you for an approval letter from a lender - before they can help you.
You go apply for a loan with a mortgage company. They will pull your credit and unless everything is perfect, you are not getting that approval letter.
They may send you over to a credit repair company who will charge you money to help you clean up your credit. "How-much-money" and "how-long" are factors you should consider when dealing with a credit repair company.
You could try to figure this all out on your own, but why would you?
With the We Help Foundation you have access to a one-stop-shop home ownership program where the credit improvement information is built into an educational system that prepares you for the responsibility of mortgage debt.
Enjoy unlimited consultations on everything from budgeting to credit improvement - all designed to help you achieve the dream of home ownership.
Our "One-Stop-Shop" approach brings together all the moving parts together with one-team. A team of counselors and industry experts that are willing to provide unlimited consultations to help you no matter how long it takes.
You can enjoy the convenience of working with one team that genuinely cares about your individual situation.
You could see a real estate agent. They would most-likely ask you for an approval letter from a lender - before they can help you.
You go apply for a loan with a mortgage company. They will pull your credit and unless everything is perfect, you are not getting that approval letter.
They may send you over to a credit repair company who will charge you money to help you clean up your credit. "How-much-money" and "how-long" are factors you should consider when dealing with a credit repair company.
You could try to figure this all out on your own, but why would you?
With the We Help Foundation you have access to a one-stop-shop home ownership program where the credit improvement information is built into an educational system that prepares you for the responsibility of mortgage debt.
Enjoy unlimited consultations on everything from budgeting to credit improvement - all designed to help you achieve the dream of home ownership.
Our "One-Stop-Shop" approach brings together all the moving parts together with one-team. A team of counselors and industry experts that are willing to provide unlimited consultations to help you no matter how long it takes.
You can enjoy the convenience of working with one team that genuinely cares about your individual situation.
