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The information on this page is primarily relevant to those who DO NOT NEED A PAYMENT PLAN.

The content below would apply to you if you have have cash-in-hand OR funds-in-hand.  This would include funds from a bank or credit union, in the form of a certified check.  Our advising team would be assisting you with finding a vehicle that we have available, that you could acquire, that is in the price range of funds that you have readily available.  

If you want a specific vehicle that we have available, and that vehicle would cost more than the funds you have in-hand, then you may need to consider exploring what a payment plan would look with us.

click here to be taken to the web page that explains how we can help you with a payment plan.
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  • INTRODUCTION
  • THE DIFFERENCE
  • WHAT TO EXPECT
  • OUR COMMITMENT
  • FREE SERVICE PLAN
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What makes us different from everybody else?
First and foremost, we are motivated to help people.  We sincerely want you to have the best vehicle ownership experience. 
We are different because we take your situation into consideration.  Our advisors want to where you are coming from, so that we can match you up to a vehicle.  We can discuss your budget, your income and your previous vehicle purchases, and put together a personal plan to help you achieve your transportation goals.  Once we understand your situation, we will use our expertise to help you with your next vehicle ownership experience, and then, if you need it, your home ownership experience. We provide a FREE advising system to help you navigate all the challenges and obstacles keeping you from having a great vehicle and home ownership experience!     

Dealerships have to make Profit [we do not].
Dealerships have to make a profit to stay in business.  From the sales person you first meet, to the service department and the parts department. Each of these departments are profit centers for that dealership, and they all have a sales quota to meet.  A sales model is designed to maximize profit, which unfortunately sets the tone for high-pressure sales tactics.  
We provide a FREE advising system to help you navigate all the challenges and obstacles keeping you from having a great vehicle and home ownership experience!   

Not a sales driven business.
We are not sales driven.  We know you need a vehicle, and our job is to help you buy that vehicle the right way.  We have advisors, not sales people.  We have way more to offer, in terms of helping you in many other financial aspects of your life, that include the purchase of a vehicle, a home and even personal development, if you need it.  It’s about helping people. Not selling to people.  A different philosophy, from an organization that wants to help you have the best vehicle and home ownership experience.  

We all want Peace-of-Mind.
Nobody wants to buy a problematic used vehicle. Unless you have a magic crystal ball that can tell you which vehicles will end-up having issues and which ones won’t, it’s a big guessing game.  We can’t predict the future, that’s for sure, but, we can take measures to make sure the vehicle is mechanically sound, NOW.  This is why we thoroughly inspect all vehicles we acquire for our program, and we will never list a vehicle for sale, knowing that it has issues.  We inspect, test-drive and spend a great deal of time, making sure there are no issues with vehicles that we list for sale.

We know that a vehicle may be great today, and problematic next week.  Why?  It’s because vehicles have thousands of parts and there is a life expectancy on those parts.

Most dealerships convince you to buy a warranty or extended service contract.  After market warranties give consumers a false sense of security.  They are costly and often have limited coverages, high deductibles, a complicated claims process, and exclusions.  Almost all after-market warranties are actually bought by the dealership for pennies on the dollar, and then sold to the consumer at a huge markup?  Under a ploy, to give you a false sense of safety and comfort.  In most cases, the only warranty that is worth having, is the warranty you get from a manufacturer when you buy a brand-new vehicle. 

It’s important to be there for you down the road.  And we mean be there for you in a big way.  ​When you purchase a used vehicle, it does not make sense to throw away money on aftermarket warranties.  We offer a free service plan, that is way better.  Our free service plan is explained in more detail in the "benefits-section" of this website.  Our service plan is another benefit that is sure to ensure your vehicle ownership experience continues to be positive long after the purchase.
What can you expect from us?
Experience a car-buying process that prioritizes your well-being, unlike traditional dealerships.

Exclusive Programs & Resources: 
Access unique programs and resources designed to save you money and simplify your purchase, unavailable anywhere else.

Transparent Pricing AND Significant Savings: 
Our formula is simple.  Start with the price of the vehicle, which is thousands below value.  Second, we only add taxes, tag, and title cost – the same essential fees you'd pay at the DMV.  No hidden fees, no dealer markups. 
​
Complimentary Service Plan: 
Every vehicle comes with a FREE service plan for added peace of mind. If you never use this, it costs you nothing.  If you do need your vehicle serviced, expect to save up to 70% or more.  For example; a typical $1,500 AC repair would run around $450 to $500 with our service plan (that includes parts and labor).

Quality Assurance: 
Our vehicles have clean titles and clean Carfax reports, ensuring transparency and reliability.  Our vehicles have been inspected at least 3 times before being made available to the public.

Wholesale Sourcing: 
Our inventory is sourced from new car trade-ins, directly from major dealerships at wholesale prices (thousands below value), allowing us to pass significant savings directly to you.

Bottom Line!  Our goal is to offer you a superior car-buying experience, providing significant savings, transparent pricing, a free service plan, and access to clean vehicles that are mechanically sound.
To ensure your vehicle purchase is a great experience, here’s a list of commitments we stand behind.
  1. Simple and Painless transaction: Your vehicle buying experience will be simple and as painless as possible.
  2. Save Money:  Program participants will save money, a significant amount of money.
  3. Quality and Reliability:  All vehicles have a clean title and a clean CarFax.  This means you can purchase a reliable vehicle with a clean history, without any title issues.  All vehicles have been thoroughly inspected, to ensure that there are no mechanical issues.  If the vehicle does develop mechanical issues after you purchase it, we will help you repair your vehicle affordably, with our free lifetime service plan.
  4. Common Sense: Our goal is to assess your financial situation first, and then develop a common sense "customized" plan to help you achieve your financial goals so that you can have a positive vehicle and home ownership experience.
We are committed to helping you save money, while making the process of buying a vehicle simple, convenient, safe, and enjoyable.  The way it should be.
​We want you to have the best vehicle ownership experience possible.   We believe, that a positive vehicle ownership experience, is ongoing, long after the initial interaction.  We have to be there for you, when your vehicle needs maintenance or repairs.  The best way we can help ensure your peace-of-mind, is to give you a predictable, low cost way to avoid the financial stress of ongoing maintenance costs and repairs.

SERVICE PLAN BENEFITS
  1. The plan itself is free.
  2. Inspections are free!
  3. SAVE money on parts!
  4. SAVE money on labor!

The first BENEFIT of our service plan, is the fact that it doesn’t cost you anything.  
This adds considerable value, to the vehicle ownership experience, considering extended warranties can be expensive, often adding several thousands of dollars to the total price of a vehicle.  We’re not going to sell you something today, that you may never use, like a warranty.  Instead, how about you keep that money, and when you need help in the future with maintenance and repairs, we will be there to make sure your vehicle is serviced affordably.

The Second benefit of our service plan. 
Inspecting and diagnosing your vehicle is FREE! If you have any mechanical issues, we will inspect your car and provide a free diagnosis!  We will use our best effort to determine what the issue is and what it would cost to repair!  

The third BENEFIT of our service plan. 
Enjoy saving money on deeply discounted parts. Parts may come from a local supplier, an online source, OR the manufacturer! At no cost to you, we spend the time needed to find the lowest priced parts!  This saves you time and money!  We will also negotiate with the suppliers or the manufacturer, when possible, to get the lowest price!  After doing the research, we give you a cost comparison, or break down of your options!  What suppliers have what parts, and what price the supplier is selling those parts for!  This is great for you, because we can compare the retail prices, with the discounted prices and easily calculate how much money can be saved! You benefit from this arrangement, by being able to purchase parts at the discounted price!

We will NOT mark up the cost to make a profit!  This system not only encourages transparency in pricing, but also assures program participants will save the most amount of money, enhancing the long-term vehicle ownership experience.  In most cases, program participants save as much as fifty and sixty percent off the normal price! 

The fourth BENEFIT of our service plan, deals with labor costs for the mechanics and technicians that we need to work on your vehicle.
Here’s how we approach repairs. 

After we inspect your vehicle for free, depending on what the issue is, we will recommend one of the following 3 options.
Option number one, take the vehicle to the dealership!
Some repairs require specific diagnostic equipment that only manufacturer of that vehicle will have.  Therefore, you would need to take it to the manufacturer’s designated repair location, which is often built into a large franchise dealership. 
We will call ahead and coordinate that repair, and ask them for VIP pricing, to help you save money!

Option number two, take the vehicle to a specific shop!
You may need to take your vehicle to a specific shop or specialized mechanic!
Depending on the issue your vehicle is experiencing, we may refer you to a third party shop or specialized mechanic to fix that specific issue.  We will call ahead and coordinate that repair, and ask them for VIP pricing, to help you save money!

Option number three, have the work done by our technicians!
If our technicians can do the work, you will gain access to exceptionally low rates for their time.  Expect to pay 50 to 60 percent less than any other source for labor costs.

At a dealership, or typical mechanic shop, you might expect to pay:
$100-$150 per hour for labor, let’s go with $125 an hour, for the following example.
And you would pay 25 to 65 percent extra for the markup on parts. Let’s say 50 percent for this example.
For a typical repair that requires 5 hours of labor and $300 in parts (pre-markup), you might end up paying:
•Labor: 5 hours x $125/hour average = $625
•Parts: $300 + 50% markup = $450
•Total: $1,075
Now, let’s compare that to what you would pay with our service plan:
•Labor: 5 hours x $40/hour = $200
•Parts: $300 (no markup)
•Total: $500
​

That’s a pretty significant savings, wouldn’t you say?
As you can see! Choosing to purchase a vehicle from us with this service plan, will contribute to a more financially sustainable ownership experience.

By offering this plan at no cost, we eliminate a significant upfront financial cost.  The plan is designed to give you peace of mind and a clear understanding of what future vehicle expenses will look like.

We look forward to helping with you with a predictable, affordable way to mitigate expensive ongoing maintenance costs and repairs.
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It's all about profit (for most dealerships)
This means they are going to find ways to charge you more money so they can make more profit.   When it comes to increasing their profit margin, many dealerships will inflate the price of the vehicle and add a bunch of unnecessary fees and try to convince you they are fixed costs, when they are all profit.  

Dealer Markups (inflating the price)
What is a markup?  A markup is the increase in price a consumer would pay over the current market value of a vehicle.   Very few dealerships will look up the value of a vehicle and disclose that to you.  In fact, they count on the fact that you will never ask what the vehicle is really worth.  We believe it is critical for you to know what a vehicle's value is based on market data provided by credible third-party sources like Truecar, NADA, and KBB.  Without this information, how do you know what you are paying?   They can literally make the sales price whatever they want and convince you to pay that if you have the means to pay.

In a sales-driven model, a commission is earned when they sell you a vehicle.  They are incentivized to earn more money, if they can get you to purchase the vehicle at a higher price.  These quota driven dealerships, with a sales-based-model, will typically add anywhere from a thousand to as much as $3,500 to the price of the vehicle.  The typical consumer has no idea that they are even paying more than what the vehicle is valued at.

Dealer Fees (adding fake fees)
​After inflating or marking up the price, the dealer will add in other costs, typically called dealer fees.  You decide if you want to pay these fees or not. 
Here's a list of some of the most common unnecessary fees, dealers will add to the price.
  • Destination fee
  • Vehicle prep fee
  • Pre-Delivery Service fee
  • Pre-Delivery Inspection fee
  • Reconditioning fee
  • Advertising fee
  • Fuel Surcharge fee
  • Window etching fee
  • Paint and Leather shielding fee
  • Windshield protection fee
  • Pinstripe Service fee

Purchase Example with a dealer
​$15,000 - Market Value 
   $2,000 - Dealer Markup*
   $2,000 - Dealer Fees*
   $1,145 - Taxes/Tag/Title costs
$20,145 - Total Cost to you
Purchase Example from us [same vehicle]
$13,500 - Our low "funds-in-hand" price
       $945 - Taxes [whatever Florida charges]
       $165 - Transfer active plate
          $35 - Title transfer and registration
$14,645 - Total cost to you
*The markups and fees provided in these subtotals are for demonstration purposes.  They could be more or less than what is listed. 

Which would you rather pay?  $20,145 or $14,645?  

FULL DISCLOSURE
Dealerships are supposed to disclose and explain all fees and costs to you.  They are more likely to give you the paperwork and show you where to sign, avoiding any details on exactly what you are being charged.  The responsibility of reading everything is on you.  You have to read past all the legal jargon and find the sections that display the costs.  You are responsible for identifying extra fees and agreeing to pay them. 

They are not going to tell you what the value of the vehicle is either.  It is up to you to look up the value independently.  You are responsible for confirming the market value of the vehicle and then communicating back to them that you do not want to pay more than market value.

WE ARE SLOW AND TRANSPARENT
Our advising team will review the Agreements with you carefully to make sure you understand exactly what the costs are and how they are calculated.  We publish the values of each vehicle we list for sale.  You can clearly see the NADA guide, the KBB report, the CarFax report and TrueCar report.  
​

We are committed to helping you save money, while making the process of buying a vehicle simple, convenient, safe, and enjoyable.  The way it should be.
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We want you to have the best vehicle ownership experience possible.   We believe, that a positive vehicle ownership experience, is ongoing, long after the initial interaction.  We have to be there for you, when your vehicle needs maintenance or repairs.  The best way we can help ensure your peace-of-mind, is to give you a predictable, low cost way to avoid the financial stress of ongoing maintenance costs and repairs.

SERVICE PLAN BENEFITS
  1. The plan itself is free.
  2. Inspections are free!
  3. SAVE money on parts!
  4. SAVE money on labor!

The first BENEFIT of our service plan, is the fact that it doesn’t cost you anything.  
This adds considerable value, to the vehicle ownership experience, considering extended warranties can be expensive, often adding several thousands of dollars to the total price of a vehicle.  We’re not going to sell you something today, that you may never use, like a warranty.  Instead, how about you keep that money, and when you need help in the future with maintenance and repairs, we will be there to make sure your vehicle is serviced affordably.

The Second benefit of our service plan. 
Inspecting and diagnosing your vehicle is FREE! If you have any mechanical issues, we will inspect your car and provide a free diagnosis!  We will use our best effort to determine what the issue is and what it would cost to repair!  

The third BENEFIT of our service plan. 
Enjoy saving money on deeply discounted parts. Parts may come from a local supplier, an online source, OR the manufacturer! At no cost to you, we spend the time needed to find the lowest priced parts!  This saves you time and money!  We will also negotiate with the suppliers or the manufacturer, when possible, to get the lowest price!  After doing the research, we give you a cost comparison, or break down of your options!  What suppliers have what parts, and what price the supplier is selling those parts for!  This is great for you, because we can compare the retail prices, with the discounted prices and easily calculate how much money can be saved! You benefit from this arrangement, by being able to purchase parts at the discounted price!

We will NOT mark up the cost to make a profit!  This system not only encourages transparency in pricing, but also assures program participants will save the most amount of money, enhancing the long-term vehicle ownership experience.  In most cases, program participants save as much as fifty and sixty percent off the normal price! 

The fourth BENEFIT of our service plan, deals with labor costs for the mechanics and technicians that we need to work on your vehicle.
Here’s how we approach repairs. 

After we inspect your vehicle for free, depending on what the issue is, we will recommend one of the following 3 options.
Option number one, take the vehicle to the dealership!
Some repairs require specific diagnostic equipment that only manufacturer of that vehicle will have.  Therefore, you would need to take it to the manufacturer’s designated repair location, which is often built into a large franchise dealership. 
We will call ahead and coordinate that repair, and ask them for VIP pricing, to help you save money!

Option number two, take the vehicle to a specific shop!
You may need to take your vehicle to a specific shop or specialized mechanic!
Depending on the issue your vehicle is experiencing, we may refer you to a third party shop or specialized mechanic to fix that specific issue.  We will call ahead and coordinate that repair, and ask them for VIP pricing, to help you save money!

Option number three, have the work done by our technicians!
If our technicians can do the work, you will gain access to exceptionally low rates for their time.  Expect to pay 50 to 60 percent less than any other source for labor costs.

At a dealership, or typical mechanic shop, you might expect to pay:
$100-$150 per hour for labor, let’s go with $125 an hour, for the following example.
And you would pay 25 to 65 percent extra for the markup on parts. Let’s say 50 percent for this example.
For a typical repair that requires 5 hours of labor and $300 in parts (pre-markup), you might end up paying:
•Labor: 5 hours x $125/hour average = $625
•Parts: $300 + 50% markup = $450
•Total: $1,075
Now, let’s compare that to what you would pay with our service plan:
•Labor: 5 hours x $40/hour = $200
•Parts: $300 (no markup)
•Total: $500
​

That’s a pretty significant savings, wouldn’t you say?
As you can see! Choosing to purchase a vehicle from us with this service plan, will contribute to a more financially sustainable ownership experience.

By offering this plan at no cost, we eliminate a significant upfront financial cost.  The plan is designed to give you peace of mind and a clear understanding of what future vehicle expenses will look like.

We look forward to helping with you with a predictable, affordable way to mitigate expensive ongoing maintenance costs and repairs.

​We are committed to helping you save money, while making the process of buying a vehicle simple, convenient, safe, and enjoyable.  The way it should be.
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  • Start by sending a TEXT message.   
  • We want to speak with you but, to manage our time effectively, we prefer a text message to start things out.
  • Send a text message to (904) 294-6000.
  • In the text message,  indicate that you want to speak with us about purchasing a vehicle with this program.
  • Include your Name, so we know who we are communicating with.
  • You can make contact by text 24 hours a day, 7 days a week. 
  • Expect a response Monday through Saturday 11am till 8pm.
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